See how much you will save by switching today
Unlock financial freedom and pay off your mortgage faster with our industry-leading home loan transfer benefits.
Save massive amounts on your interest payments. Lower your rate to 7.20% and watch your remaining principal decrease rapidly, giving you immediate financial relief.
Park your surplus funds in your loan account and reduce your interest burden instantly. Withdraw your parked funds anytime you want, with no questions asked. One Loan. Endless Possibilities!
Choose customized repayment options that match your lifestyle and income. Adjust your EMI structure, extend or shorten your tenure, and enjoy custom top-up loan options for any emergency.
Drag the slider to see how surplus funds in an OD account slash your interest burden.
Based on outstanding loan of: ₹50,00,000
Interest charged on traditional loan: ₹50,00,000
Interest charged on OD Facility: ₹45,00,000
By parking ₹5,00,000, you save ₹36,000 annually in interest alone!
From buying a brand new home to getting liquidity out of your existing property, we have the perfect plan.
Lower your EMI instantly. Switch your existing home loan with high interest rates from any bank or financial institution to us at 7.20%*.
Ideal for buying your dream home from premium builders. Secure pre-approved projects with quick turnarounds and high eligibility.
Perfect for purchasing a pre-owned property. Complete legal and technical verification handled seamlessly by our team.
Build your dream home your own way. Get customized staged disbursements matching your actual construction progress.
Avail the robust overdraft facility against your home loan. Save huge interest on your salary or savings by parking them in the OD account.
Use our advanced interactive calculators to view your EMIs, interest breakdowns, and home loan transfer savings in real time.
Forget the slow, bureaucratic bank procedures. Our streamlined process gets your transfer completed in record time.
Use our interactive savings calculator above to calculate your exact EMI and total interest savings instantly.
Share basic details and upload minimal income documents securely through our digital portal.
Our verification officers perform standard review and coordinate legal search checks swiftly.
We issue your new loan and set up your Overdraft Account. Sit back and watch your savings grow every single day!
We structure our operations around transparency and speed to offer you a premium experience.
No mountains of paperwork. Just submit essential identity and income proofs to start.
A dedicated relationship manager guides you through every step, doing the heavy lifting for you.
Our automated validation system ensures super fast turnarounds on legal & technical reviews.
Select multiple repayment dates and flexible EMI systems to align with your personal cash flow.
Lock in a highly competitive rate of 7.20%* and guarantee long-term peace of mind.
Your interest is calculated daily on the net outstanding balance. Save interest instantly when you deposit funds.
Enter your details now. Our expert mortgage advisor will call you within 15 minutes to calculate your exact savings and map your customized overdraft plan.
Calculate savings & transfer eligibility instantly
Read reviews from real customers who switched to our Home Loan with OD Facility and slashed their EMIs.
Get quick answers to all your questions regarding home loan balance transfers, OD limits, and interest computations.
Under an Overdraft (OD) Facility, we open a dynamic loan account linked to an overdraft limit. You can deposit your extra funds (like your monthly salary, savings, or business profits) into this account. The interest rate is calculated daily ONLY on the net outstanding balance (Total Loan outstanding minus Parked Surplus). You can withdraw this parked amount anytime you need it. It works like a home loan and a savings account combined!
Our home loan balance transfer rates start as low as 7.20%* per annum. The exact interest rate offered depends on several factors, including your credit score (CIBIL score), loan amount, employment profile, property type, and eligibility assessment.
No! As per regulatory guidelines, we charge zero foreclosure or prepayment fees on floating rate home loans for individual borrowers. You are completely free to pay off your loan early, or prepay chunks of it whenever you have surplus funds, without any penalties.
The documentation is minimal and simple. Key documents include:
1. KYC documents (Aadhaar Card, PAN Card).
2. Income proof (Last 3 months' salary slips, 6 months' bank statements, or IT Returns for self-employed individuals).
3. Existing loan documents (Foreclosure letter, List of original documents held by the current lender, and last 1 year's loan account statement).
4. Basic property papers.
Yes, absolutely! When you transfer your outstanding balance to us, you are eligible for an attractive **Top-Up Home Loan** at competitive interest rates. The top-up loan can be utilized for home renovation, furniture purchase, children's higher education, business expansion, or any other personal requirement.