/* ==========================================================================
   SECURE HOUSING FINANCE - PREMIUM STYLE SHEET
   ========================================================================== */

/* Design Tokens & Variables */
:root {
    --primary-color: #0d2c54;     /* Deep Premium Navy Blue */
    --primary-light: #183e6b;
    --primary-dark: #071933;
    --secondary-color: #f7941d;   /* Warm Gold/Orange Accent */
    --secondary-light: #ffaa3b;
    --secondary-dark: #d67a0a;
    --neutral-dark: #1e293b;       /* Dark grey text */
    --neutral-light: #64748b;      /* Slate grey */
    --bg-light: #f8fafc;
    --bg-white: #ffffff;
    --border-color: #e2e8f0;
    --accent-green: #10b981;      /* Savings positive green */
    --accent-red: #ef4444;        /* Cost warning red */
    
    /* Typography */
    --font-main: 'Plus Jakarta Sans', sans-serif;
    --font-title: 'Montserrat', sans-serif;
    
    /* Shadow Utilities */
    --shadow-sm: 0 2px 8px rgba(13, 44, 84, 0.05);
    --shadow-md: 0 10px 30px rgba(13, 44, 84, 0.08);
    --shadow-lg: 0 20px 50px rgba(13, 44, 84, 0.15);
    
    /* Animation Transitions */
    --transition-fast: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    
    /* Glassmorphism Styles */
    --glass-bg: rgba(255, 255, 255, 0.85);
    --glass-border: rgba(255, 255, 255, 0.5);
    --glass-blur: 15px;
}

/* Base Styles & Resets */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    color: var(--neutral-dark);
    font-family: var(--font-main);
    background-color: var(--bg-white);
}

body {
    overflow-x: hidden;
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

/* Structure Layout Utilities */
.container {
    width: 100%;
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

.section {
    padding: 90px 0;
}

.bg-light {
    background-color: var(--bg-light);
}

.bg-dark {
    background-color: var(--primary-dark);
}

.text-white {
    color: var(--bg-white);
}

.text-gray {
    color: #94a3b8;
}

.text-center {
    text-align: center;
}

.text-gradient {
    background: linear-gradient(135deg, var(--primary-color), var(--secondary-color));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-block;
}

.text-green {
    color: var(--accent-green) !important;
}

.text-orange {
    color: var(--secondary-color) !important;
}

.text-red {
    color: var(--accent-red) !important;
}

.text-blue {
    color: var(--primary-color) !important;
}

/* Announcement Bar */
.announcement-bar {
    background-color: var(--primary-dark);
    color: var(--bg-white);
    padding: 10px 0;
    font-size: 0.85rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    position: relative;
    z-index: 100;
}

.bar-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 10px;
}

.badge-live {
    background-color: var(--secondary-color);
    color: var(--primary-dark);
    font-weight: 700;
    padding: 3px 8px;
    border-radius: 4px;
    text-transform: uppercase;
    font-size: 0.7rem;
    letter-spacing: 0.5px;
    animation: pulse-badge 1.5s infinite alternate;
}

.bar-phone {
    color: var(--secondary-color);
    text-decoration: none;
    font-weight: 600;
    transition: var(--transition-fast);
}

.bar-phone:hover {
    color: var(--bg-white);
}

/* Header & Glassmorphic Navigation */
.main-header {
    position: sticky;
    top: 0;
    background-color: var(--glass-bg);
    backdrop-filter: blur(var(--glass-blur));
    -webkit-backdrop-filter: blur(var(--glass-blur));
    border-bottom: 1px solid var(--glass-border);
    padding: 15px 0;
    z-index: 99;
    transition: var(--transition-fast);
}

.main-header.scrolled {
    padding: 10px 0;
    box-shadow: var(--shadow-md);
}

.header-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

/* Logo Design */
.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
}

.logo-icon {
    width: 42px;
    height: 42px;
    background-color: var(--primary-color);
    color: var(--secondary-color);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 8px;
    box-shadow: 0 4px 10px rgba(13, 44, 84, 0.2);
    transition: var(--transition-fast);
}

.logo:hover .logo-icon {
    transform: scale(1.05) rotate(-5deg);
    background-color: var(--secondary-color);
    color: var(--primary-color);
}

.logo-text {
    display: flex;
    flex-direction: column;
}

.logo-main {
    font-family: var(--font-title);
    font-weight: 800;
    font-size: 1.4rem;
    color: var(--primary-color);
    letter-spacing: 1px;
    line-height: 1.1;
}

.logo-sub {
    font-size: 0.65rem;
    color: var(--neutral-light);
    font-weight: 700;
    letter-spacing: 2px;
}

/* Navigation Links */
.nav-links {
    display: flex;
    gap: 30px;
}

.nav-links a {
    text-decoration: none;
    color: var(--neutral-dark);
    font-weight: 600;
    font-size: 0.95rem;
    position: relative;
    padding: 5px 0;
    transition: var(--transition-fast);
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--secondary-color);
    transition: var(--transition-fast);
}

.nav-links a:hover {
    color: var(--secondary-color);
}

.nav-links a:hover::after,
.nav-links a.active::after {
    width: 100%;
}

.nav-links a.active {
    color: var(--primary-color);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 12px 28px;
    border-radius: 8px;
    font-weight: 700;
    font-size: 0.95rem;
    text-decoration: none;
    cursor: pointer;
    transition: var(--transition-fast);
    border: none;
    outline: none;
}

.btn-nav {
    padding: 10px 20px;
    font-size: 0.85rem;
}

.btn-primary {
    background-color: var(--primary-color);
    color: var(--bg-white);
    box-shadow: 0 4px 15px rgba(13, 44, 84, 0.2);
}

.btn-primary:hover {
    background-color: var(--primary-light);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(13, 44, 84, 0.3);
}

.btn-secondary {
    background-color: var(--secondary-color);
    color: var(--primary-dark);
    box-shadow: 0 4px 15px rgba(247, 148, 29, 0.2);
}

.btn-secondary:hover {
    background-color: var(--secondary-light);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(247, 148, 29, 0.3);
}

.btn-outline {
    background-color: transparent;
    border: 2px solid var(--border-color);
    color: var(--primary-color);
}

.btn-outline:hover {
    background-color: var(--primary-color);
    border-color: var(--primary-color);
    color: var(--bg-white);
    transform: translateY(-2px);
}

.btn-block {
    display: flex;
    width: 100%;
}

.btn-lg {
    padding: 16px 36px;
    font-size: 1.05rem;
}

/* Mobile Toggle */
.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.mobile-menu-toggle span {
    width: 25px;
    height: 3px;
    background-color: var(--primary-color);
    border-radius: 2px;
    transition: var(--transition-fast);
}

/* Mobile Nav Overlay */
.mobile-nav-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(7, 25, 51, 0.6);
    backdrop-filter: blur(5px);
    z-index: 1000;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition-fast);
}

.mobile-nav-overlay.open {
    opacity: 1;
    visibility: visible;
}

.mobile-nav-panel {
    position: absolute;
    top: 0;
    right: -320px;
    width: 320px;
    height: 100%;
    background-color: var(--bg-white);
    padding: 30px 24px;
    box-shadow: var(--shadow-lg);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: var(--transition-slow);
}

.mobile-nav-overlay.open .mobile-nav-panel {
    right: 0;
}

.mobile-nav-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid var(--border-color);
    padding-bottom: 20px;
}

.close-menu {
    background: transparent;
    border: none;
    font-size: 2rem;
    color: var(--neutral-light);
    cursor: pointer;
    line-height: 1;
}

.mobile-nav-links {
    display: flex;
    flex-direction: column;
    gap: 20px;
    margin-top: 30px;
}

.mobile-nav-links a {
    text-decoration: none;
    color: var(--neutral-dark);
    font-size: 1.1rem;
    font-weight: 600;
    transition: var(--transition-fast);
}

.mobile-nav-links a:hover {
    color: var(--secondary-color);
    padding-left: 5px;
}

.mobile-nav-footer {
    border-top: 1px solid var(--border-color);
    padding-top: 20px;
}

.mobile-nav-footer p {
    font-size: 0.8rem;
    color: var(--neutral-light);
    margin-bottom: 5px;
}

.phone-link {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary-color);
    text-decoration: none;
}

/* Hero Section Styles */
.hero-section {
    position: relative;
    background-image: url('https://images.unsplash.com/photo-1564013799919-ab600027ffc6?auto=format&fit=crop&w=1600&q=80');
    background-size: cover;
    background-position: center;
    padding: 100px 0;
    min-height: calc(100vh - 110px);
    display: flex;
    align-items: center;
}

.hero-bg-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(7, 25, 51, 0.95) 0%, rgba(13, 44, 84, 0.85) 60%, rgba(247, 148, 29, 0.15) 100%);
    z-index: 1;
}

.hero-container {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 40px;
    align-items: center;
}

.hero-content {
    color: var(--bg-white);
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background-color: rgba(247, 148, 29, 0.2);
    color: var(--secondary-light);
    padding: 6px 14px;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    margin-bottom: 24px;
    border: 1px solid rgba(247, 148, 29, 0.3);
}

.hero-title {
    font-family: var(--font-title);
    font-weight: 800;
    font-size: 3.2rem;
    line-height: 1.15;
    letter-spacing: -1px;
    margin-bottom: 24px;
}

.highlight-container {
    position: relative;
    display: inline-block;
}

.highlight {
    color: var(--secondary-color);
}

.hero-description {
    font-size: 1.1rem;
    color: #cbd5e1;
    margin-bottom: 35px;
    max-width: 580px;
}

.hero-stats-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 35px;
}

.stat-card {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border-radius: 12px;
    padding: 16px 20px;
    display: flex;
    flex-direction: column;
}

.stat-label {
    font-size: 0.65rem;
    font-weight: 700;
    color: var(--secondary-color);
    letter-spacing: 1px;
    text-transform: uppercase;
    margin-bottom: 4px;
}

.stat-value {
    font-size: 2.2rem;
    font-family: var(--font-title);
    font-weight: 800;
    color: var(--bg-white);
    line-height: 1.1;
}

.stat-value .asterisk {
    font-size: 1.2rem;
    color: var(--secondary-color);
    vertical-align: super;
}

.stat-desc {
    font-size: 0.75rem;
    color: #94a3b8;
    margin-top: 4px;
}

.stat-value .small-text {
    font-size: 1rem;
    font-weight: 600;
    color: var(--secondary-light);
}

.hero-cta-buttons {
    display: flex;
    gap: 15px;
    flex-wrap: wrap;
    margin-bottom: 35px;
}

.hero-trust-badges {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 20px;
}

.badge-item {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.75rem;
    color: #94a3b8;
    font-weight: 600;
}

.badge-item i {
    color: var(--secondary-color);
}

/* Instant Estimator Form Card */
.hero-form-container {
    display: flex;
    justify-content: flex-end;
}

.instant-estimator-card {
    position: relative;
    width: 100%;
    max-width: 440px;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 16px;
    padding: 30px 24px;
    color: var(--bg-white);
    box-shadow: 0 30px 60px rgba(0, 0, 0, 0.3);
    overflow: hidden;
}

.card-glow {
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(247, 148, 29, 0.1) 0%, transparent 70%);
    pointer-events: none;
    z-index: 0;
}

.estimator-title {
    font-family: var(--font-title);
    font-size: 1.3rem;
    font-weight: 700;
    margin-bottom: 6px;
    position: relative;
    z-index: 1;
}

.estimator-subtitle {
    font-size: 0.8rem;
    color: #cbd5e1;
    margin-bottom: 24px;
    position: relative;
    z-index: 1;
}

.estimator-form {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.input-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.input-group label {
    font-size: 0.75rem;
    font-weight: 600;
    color: #e2e8f0;
}

.input-wrapper {
    position: relative;
    display: flex;
    align-items: center;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 8px;
    transition: var(--transition-fast);
}

.input-wrapper:focus-within {
    border-color: var(--secondary-color);
    background: rgba(255, 255, 255, 0.15);
    box-shadow: 0 0 10px rgba(247, 148, 29, 0.2);
}

.input-wrapper input {
    width: 100%;
    background: transparent;
    border: none;
    outline: none;
    color: var(--bg-white);
    padding: 12px;
    font-weight: 600;
    font-size: 0.95rem;
}

.input-wrapper .prefix {
    padding-left: 12px;
    font-weight: 600;
    color: #94a3b8;
}

.input-wrapper .suffix {
    padding-right: 12px;
    font-weight: 600;
    color: #94a3b8;
}

.input-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}

.disabled-wrapper {
    background: rgba(255, 255, 255, 0.03);
    border-color: rgba(255, 255, 255, 0.08);
}

.disabled-wrapper input {
    color: var(--secondary-light);
    font-size: 1.1rem;
    font-weight: 700;
}

/* Results Display Inside Form */
.estimator-results {
    background: rgba(7, 25, 51, 0.5);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 8px;
    padding: 12px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-top: 5px;
}

.result-box {
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.result-label {
    font-size: 0.65rem;
    color: #94a3b8;
    text-transform: uppercase;
    font-weight: 700;
    margin-bottom: 2px;
}

.result-value {
    font-size: 1.1rem;
    font-weight: 800;
    font-family: var(--font-title);
}

.total-savings-box {
    border-left: 1px solid rgba(255, 255, 255, 0.1);
    padding-left: 12px;
}

/* Sections Headers */
.section-header {
    max-width: 680px;
    margin: 0 auto 60px auto;
}

.section-tagline {
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--secondary-color);
    letter-spacing: 2px;
    text-transform: uppercase;
    display: block;
    margin-bottom: 12px;
}

.section-title {
    font-family: var(--font-title);
    font-weight: 800;
    font-size: 2.3rem;
    color: var(--primary-color);
    line-height: 1.2;
    margin-bottom: 16px;
}

.section-desc {
    font-size: 1.05rem;
    color: var(--neutral-light);
}

/* Benefits Section (Why Transfer?) */
.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-bottom: 60px;
}

.benefit-card {
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    padding: 40px 30px;
    transition: var(--transition-slow);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
}

.benefit-icon-wrapper {
    width: 60px;
    height: 60px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
    color: var(--bg-white);
}

.benefit-icon-wrapper svg {
    width: 30px;
    height: 30px;
}

.color-1 { background: linear-gradient(135deg, #3b82f6, #1d4ed8); }
.color-2 { background: linear-gradient(135deg, var(--secondary-color), var(--secondary-dark)); }
.color-3 { background: linear-gradient(135deg, #10b981, #047857); }

.benefit-card h3 {
    font-family: var(--font-title);
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 14px;
}

.benefit-card p {
    font-size: 0.95rem;
    color: var(--neutral-light);
    line-height: 1.5;
    flex-grow: 1;
}

.benefit-hover-footer {
    margin-top: 24px;
    padding-top: 16px;
    border-top: 1px solid var(--border-color);
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--primary-color);
}

/* Featured Benefit Special Styling */
.featured-benefit {
    border-color: var(--secondary-color);
    box-shadow: var(--shadow-md);
    transform: translateY(-8px);
}

.featured-benefit::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background-color: var(--secondary-color);
}

.popular-tag {
    position: absolute;
    top: 16px;
    right: 20px;
    background-color: var(--secondary-color);
    color: var(--primary-dark);
    font-weight: 800;
    font-size: 0.65rem;
    letter-spacing: 0.5px;
    padding: 3px 10px;
    border-radius: 4px;
}

.benefit-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: var(--primary-light);
}

/* Overdraft comparison visualizer widget */
.od-visualizer-container {
    background-color: var(--bg-light);
    border: 1px solid var(--border-color);
    border-radius: 20px;
    padding: 35px;
    margin-top: 40px;
    box-shadow: var(--shadow-sm);
}

.visualizer-header {
    margin-bottom: 25px;
}

.visualizer-header h4 {
    font-family: var(--font-title);
    font-size: 1.3rem;
    color: var(--primary-color);
    font-weight: 700;
    margin-bottom: 4px;
}

.visualizer-header p {
    font-size: 0.9rem;
    color: var(--neutral-light);
}

.visualizer-body {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 40px;
    align-items: center;
}

.control-box {
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 20px;
    margin-bottom: 20px;
}

.control-box label {
    font-size: 0.9rem;
    font-weight: 700;
    display: flex;
    justify-content: space-between;
    margin-bottom: 12px;
}

.highlight-text {
    color: var(--secondary-color);
}

/* Slider Controls Styling */
.custom-slider, .range-slider {
    -webkit-appearance: none;
    width: 100%;
    height: 8px;
    border-radius: 5px;
    background: #e2e8f0;
    outline: none;
    transition: var(--transition-fast);
}

.custom-slider::-webkit-slider-thumb, .range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--secondary-color);
    cursor: pointer;
    box-shadow: 0 0 10px rgba(247, 148, 29, 0.4);
    border: 2px solid var(--bg-white);
    transition: var(--transition-fast);
}

.custom-slider::-webkit-slider-thumb:hover, .range-slider::-webkit-slider-thumb:hover {
    transform: scale(1.15);
    background: var(--primary-color);
}

.slider-labels {
    display: flex;
    justify-content: space-between;
    font-size: 0.75rem;
    color: var(--neutral-light);
    margin-top: 8px;
}

.loan-base-details p {
    font-size: 0.85rem;
    margin-bottom: 6px;
    color: var(--neutral-light);
}

.loan-base-details strong {
    color: var(--primary-color);
}

.comparison-bars {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.bar-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.bar-label {
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--neutral-light);
    text-transform: uppercase;
}

.bar-track {
    width: 100%;
    height: 32px;
    background-color: #cbd5e1;
    border-radius: 6px;
    overflow: hidden;
    position: relative;
}

.bar-fill {
    height: 100%;
    display: flex;
    align-items: center;
    padding-left: 15px;
    color: var(--bg-white);
    font-size: 0.85rem;
    font-weight: 700;
    transition: width 0.3s ease;
}

.traditional-fill {
    background-color: var(--primary-color);
}

.od-fill {
    background-color: var(--secondary-color);
}

.od-savings-summary {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-top: 24px;
    background-color: rgba(16, 185, 129, 0.08);
    border: 1px dashed var(--accent-green);
    padding: 12px 18px;
    border-radius: 8px;
    font-size: 0.9rem;
}

.od-savings-summary p {
    margin: 0;
    color: #065f46;
}

/* Loan Options Grid */
.products-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.product-card {
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    padding: 35px 25px;
    transition: var(--transition-slow);
    display: flex;
    flex-direction: column;
}

.product-icon {
    width: 50px;
    height: 50px;
    background-color: rgba(13, 44, 84, 0.05);
    color: var(--primary-color);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    margin-bottom: 24px;
    transition: var(--transition-fast);
}

.product-card:hover .product-icon {
    background-color: var(--primary-color);
    color: var(--bg-white);
    transform: scale(1.05);
}

.product-card h3 {
    font-family: var(--font-title);
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 12px;
}

.product-card p {
    font-size: 0.9rem;
    color: var(--neutral-light);
    margin-bottom: 20px;
    flex-grow: 1;
    line-height: 1.5;
}

.product-features {
    list-style: none;
    margin-bottom: 25px;
    padding: 0;
}

.product-features li {
    font-size: 0.85rem;
    color: var(--neutral-dark);
    margin-bottom: 8px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.product-features li i {
    color: var(--accent-green);
    font-size: 0.8rem;
}

.product-btn {
    margin-top: auto;
}

/* Featured Product Card */
.featured-product {
    border-color: var(--secondary-color);
    box-shadow: var(--shadow-md);
    position: relative;
    transform: scale(1.02);
}

.featured-product::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background-color: var(--secondary-color);
    border-radius: 16px 16px 0 0;
}

.premium-badge {
    position: absolute;
    top: 15px;
    right: 20px;
    background: linear-gradient(135deg, var(--secondary-color), var(--secondary-dark));
    color: var(--primary-dark);
    font-weight: 800;
    font-size: 0.65rem;
    letter-spacing: 0.5px;
    padding: 4px 10px;
    border-radius: 4px;
}

.product-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: var(--primary-light);
}

/* Calculator Hub Styles */
.calculator-box {
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    border-radius: 20px;
    box-shadow: var(--shadow-md);
    overflow: hidden;
}

.calc-tabs {
    display: flex;
    background-color: var(--bg-light);
    border-bottom: 1px solid var(--border-color);
}

.calc-tab-btn {
    flex: 1;
    background: transparent;
    border: none;
    outline: none;
    cursor: pointer;
    padding: 20px;
    font-size: 1.05rem;
    font-weight: 700;
    font-family: var(--font-title);
    color: var(--neutral-light);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    transition: var(--transition-fast);
    border-bottom: 3px solid transparent;
}

.calc-tab-btn:hover {
    color: var(--primary-color);
    background-color: rgba(13, 44, 84, 0.02);
}

.calc-tab-btn.active {
    color: var(--primary-color);
    background-color: var(--bg-white);
    border-bottom-color: var(--secondary-color);
}

.calc-content {
    display: none;
    padding: 40px;
}

.calc-content.active {
    display: block;
}

.calc-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 40px;
}

.calc-inputs {
    display: flex;
    flex-direction: column;
    gap: 28px;
}

.slider-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.slider-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.slider-header label {
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--neutral-dark);
}

.slider-value-display {
    background-color: var(--bg-light);
    border: 1px solid var(--border-color);
    border-radius: 6px;
    padding: 4px 12px;
    font-weight: 700;
    font-size: 1.05rem;
    color: var(--primary-color);
}

.highlight-value {
    background-color: rgba(247, 148, 29, 0.08);
    border-color: rgba(247, 148, 29, 0.3);
    color: var(--secondary-dark);
}

.slider-limits {
    display: flex;
    justify-content: space-between;
    font-size: 0.75rem;
    color: var(--neutral-light);
}

/* Results Card inside Calculator */
.calc-results-card {
    background-color: var(--bg-light);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    padding: 30px;
    display: flex;
    flex-direction: column;
}

.results-card-title {
    font-family: var(--font-title);
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 20px;
    display: flex;
    align-items: center;
    gap: 8px;
    border-bottom: 1px solid var(--border-color);
    padding-bottom: 12px;
}

.results-comparison {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 10px;
    align-items: center;
    margin-bottom: 25px;
}

.compare-col {
    display: flex;
    flex-direction: column;
    text-align: center;
}

.compare-hdr {
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--neutral-light);
    text-transform: uppercase;
    margin-bottom: 8px;
}

.compare-value {
    font-size: 1.1rem;
    font-weight: 800;
    color: var(--neutral-dark);
}

.compare-lbl {
    font-size: 0.65rem;
    color: var(--neutral-light);
    text-transform: uppercase;
    font-weight: 600;
    margin-top: 2px;
}

.compare-sub-value {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--neutral-dark);
    margin-top: 10px;
}

.compare-separator {
    display: flex;
    justify-content: center;
}

.vs-circle {
    width: 32px;
    height: 32px;
    background-color: var(--border-color);
    color: var(--neutral-light);
    border-radius: 50%;
    font-size: 0.7rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
}

.new-loan-col .compare-value, .new-loan-col .compare-sub-value {
    font-size: 1.25rem;
}

.highlight-text-alt {
    color: var(--primary-light) !important;
}

/* Net Savings Box */
.net-savings-box {
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    border-radius: 10px;
    padding: 16px;
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 25px;
}

.net-savings-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.net-lbl {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--neutral-light);
}

.net-val {
    font-size: 1.15rem;
    font-weight: 800;
    font-family: var(--font-title);
}

.green-text { color: var(--accent-green); }
.orange-text { color: var(--secondary-color); }

/* EMI Calculator output breakdown */
.emi-output-main {
    text-align: center;
    margin-bottom: 25px;
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    padding: 20px;
    border-radius: 12px;
}

.emi-lbl {
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--neutral-light);
    display: block;
    margin-bottom: 4px;
}

.emi-val {
    font-family: var(--font-title);
    font-size: 2.2rem;
    font-weight: 800;
    color: var(--primary-color);
}

.emi-stats-breakdown {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
    margin-bottom: 25px;
}

.emi-stat-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    padding: 12px 6px;
    border-radius: 8px;
}

.emi-stat-item .lbl {
    font-size: 0.65rem;
    color: var(--neutral-light);
    text-transform: uppercase;
    font-weight: 600;
}

.emi-stat-item .val {
    font-size: 0.85rem;
    font-weight: 700;
    margin-top: 4px;
}

/* Pie Chart CSS Mock */
.chart-container {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
    margin-top: auto;
    margin-bottom: 25px;
    padding-top: 15px;
    border-top: 1px solid var(--border-color);
}

.pie-chart-mock {
    width: 100px;
    height: 100px;
    border-radius: 50%;
    background: conic-gradient(
        var(--primary-color) 0% 61%,
        var(--secondary-color) 61% 100%
    );
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.pie-center {
    width: 60px;
    height: 60px;
    background-color: var(--bg-light);
    border-radius: 50%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    position: absolute;
    box-shadow: inset 0 2px 5px rgba(0,0,0,0.05);
}

.pie-center .small-lbl {
    font-size: 0.55rem;
    color: var(--neutral-light);
    text-transform: uppercase;
}

.pie-center .bold-lbl {
    font-size: 0.65rem;
    font-weight: 800;
    color: var(--primary-color);
}

.chart-legend {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.legend-item {
    font-size: 0.75rem;
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 6px;
}

.legend-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    display: inline-block;
}

.principal-dot { background-color: var(--primary-color); }
.interest-dot { background-color: var(--secondary-color); }

/* Step Card Journey Styling */
.process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    position: relative;
}

.process-steps::before {
    content: '';
    position: absolute;
    top: 50px;
    left: 10%;
    width: 80%;
    height: 2px;
    background: linear-gradient(90deg, rgba(247, 148, 29, 0) 0%, rgba(247, 148, 29, 0.4) 20%, rgba(247, 148, 29, 0.4) 80%, rgba(247, 148, 29, 0) 100%);
    z-index: 1;
}

.step-card {
    background-color: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 16px;
    padding: 35px 25px;
    position: relative;
    z-index: 2;
    text-align: center;
    transition: var(--transition-slow);
}

.step-card:hover {
    background-color: rgba(255, 255, 255, 0.06);
    border-color: var(--secondary-color);
    transform: translateY(-5px);
}

.step-number {
    position: absolute;
    top: -20px;
    left: 50%;
    transform: translateX(-50%);
    background-color: var(--secondary-color);
    color: var(--primary-dark);
    font-weight: 800;
    font-size: 1rem;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 4px solid var(--primary-dark);
}

.step-icon {
    width: 60px;
    height: 60px;
    background-color: rgba(255, 255, 255, 0.05);
    color: var(--secondary-color);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin: 10px auto 20px auto;
}

.step-card h3 {
    font-family: var(--font-title);
    font-weight: 700;
    font-size: 1.15rem;
    margin-bottom: 12px;
    color: var(--bg-white);
}

.step-card p {
    font-size: 0.85rem;
    color: #94a3b8;
    line-height: 1.5;
}

/* Trust features grid */
.trust-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px 30px;
}

.trust-item {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.trust-icon {
    width: 45px;
    height: 45px;
    background-color: rgba(247, 148, 29, 0.1);
    color: var(--secondary-color);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    margin-bottom: 16px;
}

.trust-item h3 {
    font-family: var(--font-title);
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 8px;
}

.trust-item p {
    font-size: 0.9rem;
    color: var(--neutral-light);
    margin: 0;
}

/* Contact Lead Capture Section */
.bg-gradient-cta {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary-color) 100%);
    position: relative;
    overflow: hidden;
}

.bg-gradient-cta::before {
    content: '';
    position: absolute;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(247, 148, 29, 0.08) 0%, transparent 70%);
    top: -200px;
    right: -200px;
    pointer-events: none;
}

.contact-container {
    display: grid;
    grid-template-columns: 0.95fr 1.05fr;
    gap: 60px;
    align-items: center;
}

.contact-text-box {
    color: var(--bg-white);
}

.contact-tag {
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--secondary-color);
    letter-spacing: 2px;
    text-transform: uppercase;
    display: block;
    margin-bottom: 15px;
}

.contact-title {
    font-family: var(--font-title);
    font-size: 2.3rem;
    font-weight: 800;
    line-height: 1.25;
    margin-bottom: 20px;
}

.contact-desc {
    font-size: 1.05rem;
    color: #94a3b8;
    margin-bottom: 40px;
}

.contact-direct {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.direct-item {
    display: flex;
    align-items: center;
    gap: 20px;
}

.direct-icon {
    width: 50px;
    height: 50px;
    background-color: rgba(255, 255, 255, 0.05);
    color: var(--secondary-color);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.direct-item div {
    display: flex;
    flex-direction: column;
}

.direct-item div span {
    font-size: 0.75rem;
    color: #94a3b8;
    text-transform: uppercase;
    font-weight: 600;
}

.direct-item div a {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--bg-white);
    text-decoration: none;
    transition: var(--transition-fast);
}

.direct-item div a:hover {
    color: var(--secondary-color);
}

/* Glassmorphic Contact Card Form */
.contact-form-box {
    display: flex;
    justify-content: flex-end;
}

.glass-form-card {
    width: 100%;
    background: rgba(255, 255, 255, 0.06);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 20px;
    padding: 40px 30px;
    color: var(--bg-white);
    box-shadow: var(--shadow-lg);
    position: relative;
}

.glass-form-card h3 {
    font-family: var(--font-title);
    font-size: 1.4rem;
    font-weight: 700;
    margin-bottom: 6px;
}

.glass-form-card p {
    font-size: 0.85rem;
    color: #cbd5e1;
    margin-bottom: 28px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
    margin-bottom: 20px;
}

.form-group label {
    font-size: 0.75rem;
    font-weight: 600;
    color: #e2e8f0;
}

.form-input-wrapper {
    position: relative;
    display: flex;
    align-items: center;
}

.form-input-wrapper i {
    position: absolute;
    left: 15px;
    color: #94a3b8;
    font-size: 0.9rem;
}

.form-input-wrapper input, .form-input-wrapper select {
    width: 100%;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 8px;
    padding: 12px 15px 12px 42px;
    color: var(--bg-white);
    outline: none;
    font-size: 0.9rem;
    font-weight: 500;
    transition: var(--transition-fast);
}

.form-input-wrapper select option {
    background-color: var(--primary-dark);
    color: var(--bg-white);
}

.form-input-wrapper input::placeholder {
    color: #64748b;
}

.form-input-wrapper input:focus, .form-input-wrapper select:focus {
    border-color: var(--secondary-color);
    background-color: rgba(255, 255, 255, 0.1);
    box-shadow: 0 0 10px rgba(247, 148, 29, 0.2);
}

.form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 15px;
}

.btn-submit {
    margin-top: 10px;
}

/* Success Form message overlay */
.form-success-message {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: var(--primary-dark);
    border-radius: 20px;
    padding: 40px;
    display: none;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    z-index: 10;
    animation: fade-in-up 0.4s forwards;
}

.success-icon {
    width: 70px;
    height: 70px;
    background-color: rgba(16, 185, 129, 0.15);
    color: var(--accent-green);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2.2rem;
    margin-bottom: 24px;
}

.form-success-message h4 {
    font-family: var(--font-title);
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--bg-white);
    margin-bottom: 12px;
}

.form-success-message p {
    font-size: 0.95rem;
    color: #94a3b8;
    margin-bottom: 30px;
    line-height: 1.6;
}

/* Testimonial slider layouts */
.testimonial-slider-container {
    position: relative;
    max-width: 820px;
    margin: 0 auto;
    overflow: hidden;
}

.testimonial-slider {
    display: flex;
    transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

.testimonial-card {
    flex: 0 0 100%;
    width: 100%;
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    border-radius: 20px;
    padding: 45px 50px;
    text-align: center;
    box-shadow: var(--shadow-sm);
}

.testimonial-rating {
    color: var(--secondary-color);
    font-size: 1rem;
    margin-bottom: 20px;
}

.testimonial-quote {
    font-size: 1.15rem;
    font-style: italic;
    color: var(--neutral-dark);
    line-height: 1.6;
    margin-bottom: 30px;
}

.testimonial-author {
    display: inline-flex;
    align-items: center;
    gap: 15px;
    text-align: left;
}

.author-avatar {
    width: 50px;
    height: 50px;
    background-color: rgba(13, 44, 84, 0.05);
    color: var(--primary-color);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    border: 1px solid var(--border-color);
}

.author-details {
    display: flex;
    flex-direction: column;
}

.author-name {
    font-weight: 700;
    color: var(--primary-color);
    font-size: 1rem;
}

.author-title {
    font-size: 0.8rem;
    color: var(--neutral-light);
}

.slider-controls {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-top: 30px;
}

.slider-btn {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    color: var(--primary-color);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition-fast);
    box-shadow: var(--shadow-sm);
}

.slider-btn:hover {
    background-color: var(--primary-color);
    color: var(--bg-white);
    transform: scale(1.05);
}

.slider-dots {
    display: flex;
    gap: 8px;
}

.slider-dots .dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background-color: #cbd5e1;
    cursor: pointer;
    transition: var(--transition-fast);
}

.slider-dots .dot.active {
    width: 24px;
    border-radius: 4px;
    background-color: var(--secondary-color);
}

/* FAQ Accordion Component */
.faq-accordion-box {
    max-width: 820px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.faq-item {
    background-color: var(--bg-white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    overflow: hidden;
    transition: var(--transition-fast);
}

.faq-question {
    width: 100%;
    background: transparent;
    border: none;
    outline: none;
    cursor: pointer;
    padding: 24px;
    text-align: left;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-family: var(--font-title);
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--primary-color);
    transition: var(--transition-fast);
}

.faq-question i {
    font-size: 0.9rem;
    color: var(--neutral-light);
    transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-answer {
    max-height: 0;
    opacity: 0;
    overflow: hidden;
    transition: max-height 0.3s cubic-bezier(0.4, 0, 0.2, 1), opacity 0.25s ease;
    padding: 0 24px;
}

.faq-answer p {
    padding-bottom: 24px;
    font-size: 0.95rem;
    color: var(--neutral-light);
    margin: 0;
    line-height: 1.6;
}

/* FAQ Active States */
.faq-item.active {
    border-color: var(--primary-light);
    box-shadow: var(--shadow-sm);
}

.faq-item.active .faq-question {
    color: var(--secondary-dark);
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
    color: var(--secondary-color);
}

.faq-item.active .faq-answer {
    max-height: 250px; /* Large enough to fit text */
    opacity: 1;
}

/* Floating contact widgets styling */
.floating-widget {
    position: fixed;
    bottom: 30px;
    right: 30px;
    display: flex;
    flex-direction: column;
    gap: 15px;
    z-index: 98;
}

.widget-btn {
    width: 55px;
    height: 55px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bg-white);
    text-decoration: none;
    font-size: 1.6rem;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.2);
    cursor: pointer;
    position: relative;
    transition: var(--transition-fast);
}

.whatsapp-btn {
    background-color: #25d366;
}

.whatsapp-btn:hover {
    background-color: #20ba5a;
    transform: scale(1.1);
}

.phone-btn {
    background-color: var(--secondary-color);
}

.phone-btn:hover {
    background-color: var(--secondary-light);
    transform: scale(1.1);
}

.widget-btn .tooltip {
    position: absolute;
    right: 70px;
    background-color: var(--primary-dark);
    color: var(--bg-white);
    font-size: 0.75rem;
    font-weight: 700;
    padding: 6px 12px;
    border-radius: 4px;
    white-space: nowrap;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition-fast);
    box-shadow: var(--shadow-sm);
}

.widget-btn:hover .tooltip {
    opacity: 1;
    visibility: visible;
}

/* Main Footer Styles */
.main-footer {
    background-color: var(--primary-dark);
    color: var(--bg-white);
    padding-top: 80px;
    border-top: 1px solid rgba(255, 255, 255, 0.05);
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.3fr 0.9fr 0.9fr 0.9fr;
    gap: 40px;
    margin-bottom: 60px;
}

.footer-brand {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.footer-logo .logo-main {
    color: var(--bg-white);
}

.brand-desc {
    font-size: 0.85rem;
    color: #94a3b8;
    line-height: 1.6;
}

.social-icons {
    display: flex;
    gap: 12px;
}

.social-icons a {
    width: 36px;
    height: 36px;
    background-color: rgba(255, 255, 255, 0.05);
    color: var(--bg-white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    text-decoration: none;
    transition: var(--transition-fast);
    border: 1px solid rgba(255, 255, 255, 0.08);
}

.social-icons a:hover {
    background-color: var(--secondary-color);
    color: var(--primary-dark);
    transform: translateY(-3px);
}

.footer-links h4, .footer-contact h4 {
    font-family: var(--font-title);
    font-size: 1rem;
    font-weight: 700;
    margin-bottom: 24px;
    position: relative;
    padding-bottom: 8px;
}

.footer-links h4::after, .footer-contact h4::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 30px;
    height: 2px;
    background-color: var(--secondary-color);
}

.footer-links ul {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-links ul a {
    font-size: 0.85rem;
    color: #94a3b8;
    text-decoration: none;
    transition: var(--transition-fast);
}

.footer-links ul a:hover {
    color: var(--secondary-color);
    padding-left: 5px;
}

.footer-contact p {
    font-size: 0.85rem;
    color: #94a3b8;
    margin-bottom: 15px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.footer-contact p i {
    color: var(--secondary-color);
    margin-top: 3px;
}

.footer-contact p strong {
    color: var(--bg-white);
}

.footer-disclaimer {
    border-top: 1px solid rgba(255, 255, 255, 0.05);
    padding: 30px 24px;
    font-size: 0.7rem;
    color: #64748b;
    text-align: justify;
}

.footer-bottom {
    background-color: #071933;
    padding: 20px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.03);
}

.bottom-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.8rem;
    color: #64748b;
    flex-wrap: wrap;
    gap: 10px;
}

.bottom-links {
    display: flex;
    gap: 20px;
}

.bottom-links a {
    color: #64748b;
    text-decoration: none;
    transition: var(--transition-fast);
}

.bottom-links a:hover {
    color: var(--secondary-color);
}

/* Animations */
@keyframes pulse-badge {
    0% { transform: scale(1); opacity: 0.95; }
    100% { transform: scale(1.05); opacity: 1; box-shadow: 0 0 10px rgba(247, 148, 29, 0.5); }
}

@keyframes pulse-btn {
    0% { box-shadow: 0 0 0 0 rgba(247, 148, 29, 0.4); }
    70% { box-shadow: 0 0 0 10px rgba(247, 148, 29, 0); }
    100% { box-shadow: 0 0 0 0 rgba(247, 148, 29, 0); }
}

.animate-pulse {
    animation: pulse-btn 2s infinite;
}

@keyframes fade-in-up {
    from { opacity: 0; transform: translateY(15px); }
    to { opacity: 1; transform: translateY(0); }
}

/* Screen Transitions */
.animate-fade-in {
    animation: fade-in-up 0.5s ease forwards;
}

.animate-slide-up {
    opacity: 0;
    animation: fade-in-up 0.6s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.animate-slide-up-delay {
    opacity: 0;
    animation: fade-in-up 0.6s cubic-bezier(0.4, 0, 0.2, 1) 0.2s forwards;
}

/* RESPONSIVE LAYOUTS - WIDESCREEN & MOBILE QUERY COMPATIBILITY */
@media (max-width: 1024px) {
    html {
        font-size: 15px;
    }
    
    .hero-container {
        grid-template-columns: 1.1fr 0.9fr;
        gap: 30px;
    }
    
    .hero-title {
        font-size: 2.7rem;
    }
    
    .benefits-grid, .products-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .featured-product {
        transform: none;
        grid-column: span 2;
    }
    
    .calculator-section .calc-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .contact-container {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .contact-form-box, .hero-form-container {
        justify-content: center;
    }
    
    .process-steps {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px 20px;
    }
    
    .process-steps::before {
        display: none;
    }
    
    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
    }
}

@media (max-width: 768px) {
    .mobile-menu-toggle {
        display: flex;
    }
    
    .nav-links, .nav-cta .btn-nav {
        display: none;
    }
    
    .hero-container {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .hero-badge {
        margin: 0 auto 20px auto;
    }
    
    .hero-description {
        margin: 0 auto 30px auto;
    }
    
    .hero-stats-row {
        max-width: 500px;
        margin: 0 auto 30px auto;
    }
    
    .hero-cta-buttons {
        justify-content: center;
    }
    
    .hero-trust-badges {
        justify-content: center;
    }
    
    .hero-form-container {
        margin-top: 40px;
    }
    
    .benefits-grid, .products-grid {
        grid-template-columns: 1fr;
    }
    
    .featured-benefit {
        transform: none;
    }
    
    .featured-product {
        grid-column: span 1;
    }
    
    .visualizer-body {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .trust-grid {
        grid-template-columns: 1fr 1fr;
    }
    
    .testimonial-card {
        padding: 30px 20px;
    }
    
    .faq-question {
        padding: 18px 20px;
        font-size: 0.95rem;
    }
}

@media (max-width: 500px) {
    .announcement-bar {
        font-size: 0.75rem;
    }
    
    .bar-content {
        justify-content: center;
    }
    
    .hero-title {
        font-size: 2.2rem;
    }
    
    .hero-stats-row {
        grid-template-columns: 1fr;
    }
    
    .process-steps, .trust-grid, .footer-grid {
        grid-template-columns: 1fr;
    }
    
    .form-grid {
        grid-template-columns: 1fr;
    }
    
    .results-comparison {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    .vs-circle {
        display: none;
    }
    
    .chart-container {
        flex-direction: column;
        gap: 15px;
    }
    
    .floating-widget {
        bottom: 20px;
        right: 20px;
    }
    
    .widget-btn {
        width: 48px;
        height: 48px;
        font-size: 1.4rem;
    }
}